Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:

• Be a UK resident
• Be over 18 years of age
• Have 3 years of UK address history
• Be working at least 16 hours per week
• Have a valid phone number and email address